Another point regarding AM4 cooler compatibility: any cooler requiring the use of its own backplate is not compatible out of the box with AM5, so you are stuck with options that use the stock mount until adapters (and AM5-specific coolers) hit the market. But in the new 95 C normal, does it even matter unless you are modifying the processor? In testing, we saw 95 C under load with a 360 mm AiO at 100% fans/pump, which produced a lot of noise just to live at TjMax.
If you haven’t watched the video, you should really watch the video. It’s embedded below.